Рurpose . The sanctions pressure exerted on the Russian Federation by Western countries limits the development of the Russian economy and complicates the implementation of international transactions between Russian and foreign companies. In this regard, it is important to consider the practice of using digital financial instruments, which also contribute to the development of financial services in electronic form, as one of the mechanisms for overcoming the sanctions pressure on the state's economy. Methodology. In the course of the research, both general scientific and private scientific methods were used: dialectical, systematic, logical, analysis and synthesis, formal legal. It is concluded that: 1) the Russian Federation is not the only state that has come under pressure from foreign countries, and therefore it makes sense to adapt ways to overcome such pressure using modern digital tools.; 2) due to the difficulty of tracking the use and regulation of the circulation of digital financial instruments and the lack of full-fledged regulatory regulation in the field under consideration, their use in the Russian Federation can become one of the effective tools to get rid of pressure along with the development of import substitution and parallel imports, however, in order for such an opportunity to appear, it is necessary to overcome a number of problems, including related to restrictions on the provision of financial services in electronic form. The scientific and practical significance of the research lies in the fact that it allows us to critically comprehend the modern experience of providing electronic financial services in Russia and abroad, as well as contributes to a theoretical understanding of practical problems related to their regulation.
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