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Title of Article

Real profitability of bank deposits


Issue
4
Date
2008

Article type
scientific article
UDC
226.781
Pages
150-153
Keywords
 


Authors
Kokin A.S.
Nizhegorodskiy gosuniversitet im. N.I. Lobachevskogo

Kozinova T.A.
Nizhegorodskiy gosuniversitet im. N.I. Lobachevskogo


Abstract
The subject of the article is deposit profitability analysis. Efficiency of deposits is influenced by such features as the frequency of interest charge and its capitalizing, consistency of interest rate and income assessment to deposits. The authors propose a formula that allows a comparison of deposit profitability with different conditions. The formula is applied in order to evaluate the deposits as per banking conditions of Nizhni Novgorod.

File (in Russian)