HOW TO INCREASE THE NUMBER OF LOANS ISSUED TO ENTITIES WITHOUT REDUCING BANK PROFITS? |
| 4 | |
| 2012 |
| scientific article | 336.722.117 7 | ||
| 311-312 | bank credit, monetary policy, interest rate, loan portfolio, deposit, guarantee, creditworthiness of the borrower |
| We consider the problem of increasing the number of loans issued to entities without reducing the bank profits.
The credit system in the Russian Federation consists of several levels where commercial banks are the main
elements of the banking system. One of the functions of a commercial bank is lending as one of the active operations
which brings the highest profit. Credit, as an important instrument of payment, is applied to meet the borrowers
diverse needs, and to contribute to the distribution and consumption of gross domestic product. Competent
management of various types of loans permits to minimize the potential negative effects of credit transactions. |
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