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Title of Article

A MODEL FOR EXPRESS ANALYSIS OF AN ORGANIZATION'S CREDIT STATUS


Issue
3
Date
2013

Article type
scientific article
UDC
336
Pages
322-325
Keywords
mathematical model, discriminant analysis, enterprise, economic and mathematical modelling, forecast, efficiency, optimisation, credit, borrower.


Authors
Balakhnev Yuriy Nikolaevich
Nizhegorodskiy gosuniversitet im. N.I. Lobachevskogo


Abstract
We propose a mathematical model for express analysis of an organization's credit status using quantitative and qualitative indicators of the borrower's activity. The proposed model will provide reasonably accurate rather than interval estimations of quantitative and qualitative indicators of the borrower. In decision-making on credit issues, this model offers considerably better results than the use of an internal bank technique.

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